terms of service

effective date

1 September 2025

version

3.3.2


1. who we are

Hanna Larsson Consulting AB.
Organisation number 559391-2008.

Box 1124, 751 41 Uppsala, Sweden.

Legal and privacy contact: legal@hannalarsson.me
Support contact: support@hannalarsson.me

2. acceptance of terms

By using the site, or by paying us through any checkout we control, you agree to these terms and to our Privacy Policy. If you do not agree, do not use the site and do not complete a purchase. You must be at least eighteen.

3. scope

The site is informational. It does not take orders on this domain.

You may buy our products or services through Stripe links, Gumroad pages, or other checkouts that we control.

These terms govern those purchases and your use of our content.

Platform rules may also apply. If there is a conflict, these terms control to the extent the platform allows. Mandatory consumer law still applies.

4. order of precedence

If documents conflict, the order is

  1. Mandatory law

  2. These terms

  3. Any platform policy that applies to your checkout

5. changes

We may change features and these terms at any time. New terms apply when posted. Continued use means acceptance.

6. term and termination

These terms apply while you use the site or our checkouts. We may limit, suspend, or end access at any time. Clauses that should survive will survive.

7. license for free site content

We grant you a personal, revocable, limited license to view our public content for your own non commercial use.

Do not copy, distribute, publish, sell, teach, or create derivative works from our content.

Keep all notices intact.

8. user conduct

Do not post unlawful or infringing material.

Do not try to breach security or overload the service.

Do not collect personal data of others without consent.

Do not use bots to pull content.

Report abuse to support.

9. third party links and tools

We link to other sites and use third party tools. They have their own terms and privacy. We do not control them and are not responsible for them.

10. privacy

Your use of the site and our checkouts is subject to our Privacy Policy. It explains what we collect, why, and your rights.

11. formation of contract for external checkouts

A binding order forms when payment clears on a checkout page that we control, and we send a confirmation email to the address you gave at checkout.

We may cancel and refund for clear error, suspected fraud, risk of law breach, or breach of these terms.

12. prices, tax, and payment

Site prices are shown in euro unless otherwise stated.

Gumroad pages may show US dollars.

EU business buyers may use reverse charge with a valid VAT number.

We accept Stripe, PayPal, Gumroad, or bank transfer as shown at checkout.

Work starts after payment clears. We may refuse an order at our discretion. You agree to provide accurate billing details.

13. delivery

digital downloads

Delivered by link and by email after payment, or as stated on the checkout page.

consultation calls and programs

Delivered by video calls on agreed dates. We send calendar invites and joining links after payment. Recordings or handouts are provided only if agreed.

newsletter sponsorships

Run on the booked date after creative approval. Placement and format are as shown on the booking page or in email.

14. refunds, withdrawals, and rescheduling

business buyers

All sales are final, except where a platform policy says otherwise.

EU consumer buyers

You have a fourteen day withdrawal right for distance purchases, unless the law says it ends earlier.

If you ask us to start a live service within fourteen days, you agree the withdrawal right ends after full delivery. If you withdraw before full delivery, you pay a fair share for work already done.

If you consent to immediate delivery of digital content, you agree the withdrawal right ends when delivery starts. If you do not consent, do not open or download the files, and contact support within fourteen days.

No refunds for missed live sessions. You may reschedule up to forty eight hours before the start time. Later changes count as delivered.

platform policies

If a platform grants a refund, we follow that process.

how to withdraw, or ask for a refund

Email support with your order details and the email used at checkout. We process eligible refunds within ten business days. Your bank or card may add extra time.

model withdrawal form

See Annex A. You may use it, or send any clear statement by email.

15. sponsorship rules

Editorial control stays with us. We consider lawful and brand safe feedback. We will not publish claims we believe are unlawful.

If a send fails due to our error, we reschedule to the next comparable slot, or add one bonus placement.

If the failure is due to platform issues or force majeure, we reschedule.

No promise of impressions, clicks, or sales.

We may refuse any sponsor for any reason.

Sponsor warrants that claims, creatives, and links are lawful and not misleading, and will indemnify us for related claims.

16. disclaimers and responsibility

The site and its content are for education and general guidance.

We do not give legal, tax, investment, medical, or mental health advice.

No fiduciary duty. We do not act as your agent or decision maker.

Non reliance. You agree you are not relying on any statement or promise that is not in these terms or on the checkout page.

No outcome promise. We do not guarantee results or earnings.

You decide what to do and accept the risks of your choices.

You keep control of accounts, budgets, and approvals.

You test, monitor, and keep backups.

You are responsible for compliance, including ads, claims, tax, and platform rules.

Results vary. Examples are not typical.

Platforms and markets change without notice.

Information may be incomplete or old. We may change it at any time. We have no duty to update past posts.

Templates and checklists are samples. Local rules may require changes.

To the extent the law allows, the site is provided as is and as available. Nothing here limits rights that the law says cannot be limited.

17. free site content and free sessions

To the fullest extent the law allows, we have no liability of any kind for any loss you suffer from using, or relying on, free content on this site or any free session you attend.

18. chargebacks

You agree to contact us first to try to resolve an issue before starting a chargeback.

We will provide records to your bank if a chargeback is opened.

Fraudulent or abusive chargebacks may lead to account limits. This does not reduce your card rights under law.

19. intellectual property and paid materials license

All site content and paid materials belong to us or our licensors.

paid materials license

When you buy a consultation call or program, you get a non exclusive, non transferable license to use the materials inside your own business.

You may apply the ideas, tactics, and templates in your company.

You may not resell, republish, share outside your company, or use our materials to serve third party clients.

You may not train models on our content.

You may not sublicense.

what is protected

Ideas are free. The expression is not.

You may apply the concepts.

You may not copy the text, designs, recordings, slides, or files.

technical limits

No scraping.

No model training.

No automated collection.

transfer limits

No transfer.

No sublicensing.

feedback

If you send feedback or suggestions, we may use them without restriction and without payment to you.

20. indemnification

You agree to defend and hold us harmless from claims that arise from your misuse of the site or checkouts, your breach of these terms, your violation of third party rights, or unlawful sponsor claims. We may assume the defense and you will cooperate.

21. limitation of liability

free site content and free sessions

To the fullest extent the law allows, we have no liability of any kind for any loss you suffer from using, or relying on, free content on this site or any free session you attend.

business users

For any claim related to site use, or to a purchase through our checkouts, our total cumulative liability is the lesser of one thousand euro (1,000 EUR) and the fees you paid in the one (1) month before the event that gave rise to the claim.

We do not cover indirect loss.

We do not cover loss of profit, loss of data, or loss of business.

Your sole remedy is a refund up to the cap above.

claim timing for business users

You must notify us in writing within thirty days of when you first knew, or should have known, of the issue.

You must bring any claim within six months of the event. After that, the claim is waived.

mandatory rights

These limits apply only as the law allows.

Nothing here excludes liability for intent or for gross negligence.

Nothing here limits rights that the law gives consumers.

22. contractors

We may use vetted contractors under confidentiality and data protection agreements. We remain responsible for their work to you.

23. governing law, venue, and ADR info

Swedish law governs.

Business disputes go to Stockholm District Court.

Consumers may bring claims where their mandatory law allows.

Swedish consumers can file with ARN, the National Board for Consumer Disputes. We do not commit in advance to ADR outcomes, but we will follow mandatory rules. See arn.se for details.

24. users outside Sweden and the EU

You are responsible for obeying your local laws. Do not use the site where doing so is illegal.

25. notices

We may deliver notices by posting on the site or by email if you gave us one. Keep your contact details current.

26. changes to these terms

For material changes, we will update this page and may email recent buyers where we have an address. New terms apply when posted.

27. language

The English version controls.

28. entire agreement and severability

These terms are the entire agreement for site use and for purchases made through our checkouts, unless a separate agreement says otherwise.

If a clause is invalid, the rest stays in force.

No waiver unless we say so in writing.

Headings are for reading ease only.

29. contact

Legal and privacy contact: legal@hannalarsson.me
Support contact: support@hannalarsson.me